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Will My Insurance Pay For My Roof Repairs Or A Replacement?

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You more than likely have lots of questions before you ask your insurance to help with such a task.

The problem though is that not everyone’s insurance is the same and not every roofing job is going to be exactly the same.

However we hope to help out in some ways…..

A lot of our experience includes having worked with insurance companies to tally the costs of a job and help our clients understand what costs will be absorbed under their specific plan. Travis himself has even spent a lot of time working as an insurance adjuster himself.

With all of this in mind, let’s start with the basics before you contact us for a free roofing estimate…..
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What's Covered And What's Not By Most Policies

The most important thing to understand about insurance claims is that it’s often done case-by-case.

With that said, many policies will cover damage from unpreventable circumstances due to tornadoes, hurricanes, arson, or vandalism.

Storm damage is often covered as well as long as there has been attempts by the homeowner to maintain the roof’s condition.

What’s most often not covered is normal wear and tear on your roof, or problems with your roof that could have been prevented by normal wear and tear. Your claims will also be determined by the age of your roof as well.
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The Importance Of Roof Maintenance

Roof damage in the form of water leaks, mold, or worn out shingles is something that may not be covered due to lack of preventive maintenance.

So although a storm may agitate these problems and others even further your insurance may believe that you were responsible for this. Again though, it’s on a case by case scenario.

Our team at Associated Construction Professionals can inspect your home to see what types of maintenance or repairs your roof may need and help avoid more costly expenses in the future.

In the meantime, it’s important to have your home inspected for broken shingles, dead trees that could fall on your house, or problems in general with the installation or materials used in the roof itself.

How ACP Roofing Can Help Out

Although we can’t necessarily help you file a claim or assess the damages that your insurance can cover, we can help in other ways.

A free roofing estimate can help you determine the cost of repairs or a complete roof replacement that you can then send to your insurance.

We can also help you find potential problems that can fester in the near future like with broken shingles and leaks. Maybe a roof maintenance plan is what you need in order to prevent big expenses down the road.

No matter what your needs may be, a free roofing estimate can help you determine what the next best plan of action can be. Go ahead and click the button below to get started!

About ACP Roofing

Advanced Construction Professionals LLC is a father and son operation led by Travis and Joe Hubbard. Together they've been working on roofs and other construction projects for a combined 50 years of experience. Contact us for a free roofing estimate!

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